By Stanley Coren PhD., DSc, FRSC

It is an unfortunate fact that it may not be possible for you to have your favorite breed of dog and still be able to insure your home. Home insurance companies tend to try to avoid risks which might lead to costly payouts on behalf of their policyholders.
When it comes to dogs, the problem is that they often trigger expensive liability claims against the dog owners. Typically homeowners’ insurance provides coverage for dog bites and other dog-related injuries, such as an injury resulting from a fall because a dog jumped up on someone.